Trucking Insurance in Hollywood, FL
In Florida, trucking insurance is necessary for any business operating commercial trucks. This type of insurance is designed to provide financial protection in the event of incidents involving your vehicles.
The state mandates specific minimum liability coverage to ensure that businesses can handle the financial repercussions of accidents involving their trucks. This typically includes coverage for third-party bodily injury, property damage and other liabilities that may arise from the operation of commercial vehicles. Federal laws also require additional liability coverage for semi-trucks. 
However, the minimum required coverage might not be sufficient for all businesses. Many trucking companies opt for higher coverage limits to protect their assets better and manage potential risks. This is particularly important in the trucking industry, where the potential for significant financial loss can be substantial.
Exploring Additional Coverage Options
Beyond the mandatory liability coverage, there are several other types of coverage that trucking businesses in Hollywood should consider:
- Collision coverage can help pay for damage to your truck caused by a collision with another vehicle or object.
- Comprehensive coverage can cover damage to your truck from non-collision events such as theft, vandalism or natural disasters.
- Uninsured and underinsured motorist coverage can provide financial protection if your truck is involved in an accident with an at-fault driver who lacks sufficient insurance.
- Cargo liability insurance can help cover the goods being transported against damage or loss due to incidents like collision, fire, or theft.
- Non-trucking liability insurance can help cover a truck when not attached to a trailer, typically when it is not under dispatch.
Our team of local agents can help you navigate the various coverage options, ensure you meet state and federal requirements and tailor a policy that fits your specific needs.
Contact Us
Contact First Choice Insurance Solutions Inc for a commercial trucking insurance quote.